Start free

Mortgage & Home Loans · Essentials & Buying a Home

Home Loan Calculator

PITI estimate — principal, interest, taxes, insurance and PMI — for a home purchase.

  • Free to use here · embed on the Free plan
  • 7 inputs · 7 results
  • English & Spanish

Try the Home Loan Calculator

Enter your purchase details — results update as you type.

Loading the live calculator…

Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Home Loan calculator works out

The Home Loan Calculator is a free, embeddable calculator from CalcFunnel. PITI estimate — principal, interest, taxes, insurance and PMI — for a home purchase.

You enter 7 inputs: home price, down payment, interest rate (%), loan term (years), property tax rate (%/yr), home insurance (per year) and PMI rate (%/yr).

It returns total monthly payment, principal & interest, monthly property tax, monthly insurance, monthly PMI and loan amount, plus 1 more figure.

Built for loan officers, brokers and homebuyers. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category.

Results it shows

  1. 01Total Monthly Payment
  2. 02Principal & Interest
  3. 03Monthly Property Tax
  4. 04Monthly Insurance
  5. 05Monthly PMI
  6. 06Loan Amount
  7. 07Total Interest

The first figure — total monthly payment — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Purchase Details

Home Price
The full purchase price of the home you are buying.
Down Payment
The cash amount you pay upfront; the remainder becomes your loan balance.
Interest Rate (%)
The annual interest rate on your mortgage; even small changes have a noticeable effect on your payment.
Loan Term (years)
The number of years over which you will repay the loan; a shorter term means higher payments but less total interest.

Taxes & Insurance

Property Tax Rate (%/yr)
Your local government charges this annual percentage of the home value as property tax.
Home Insurance (per year)
The yearly homeowners insurance premium; lenders require coverage and typically collect it with your monthly payment.
PMI Rate (%/yr)
Private mortgage insurance, charged yearly as a % of the loan. It only applies when your down payment is under 20% of the price.

For your website

Embed this calculator on your website

Put the Home Loan Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Home Loan calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Home Loan Calculator calculate?
PITI estimate — principal, interest, taxes, insurance and PMI — for a home purchase. It returns total monthly payment, principal & interest, monthly property tax, monthly insurance, monthly PMI and loan amount, plus 1 more figure.
Q.02What information do I need to use the Home Loan Calculator?
You enter 7 inputs: home price, down payment, interest rate (%), loan term (years), property tax rate (%/yr), home insurance (per year) and PMI rate (%/yr). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Home Price” mean in the Home Loan Calculator?
The full purchase price of the home you are buying.
Q.04What does “Down Payment” mean in the Home Loan Calculator?
The cash amount you pay upfront; the remainder becomes your loan balance.
Q.05Is the Home Loan Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category. Compare plans.
Q.06Can I embed the Home Loan Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Home Loan Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Home Loan results financial advice?
No. Estimates only. Property taxes, insurance and PMI are estimates and vary by location, provider and credit profile. Confirm final figures with a licensed lender.

Related mortgage & home loans calculators

All 43 in Mortgage & Home Loans

Your website does the math. You get the lead.

The Home Loan Calculator is one of 188 calculators you can brand and embed with one line of code.

Start free Compare plans
  • Free plan, no card
  • 14-day trial on Pro & Business
  • Cancel any time