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Mortgage & Home Loans · Essentials & Buying a Home

Down Payment Calculator

Set a down payment goal and see how long it takes to save for it.

  • Free to use here · embed on the Free plan
  • 5 inputs · 5 results
  • English & Spanish

Try the Down Payment Calculator

Plan your down payment savings — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Down Payment calculator works out

The Down Payment Calculator is a free, embeddable calculator from CalcFunnel. Set a down payment goal and see how long it takes to save for it.

You enter 5 inputs: target home price, down payment goal (%), current savings, monthly saving and savings APY (%).

It returns time to save, down payment target, still needed, current savings and monthly contribution.

Built for loan officers, brokers and homebuyers. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category.

Results it shows

  1. 01Time to Save
  2. 02Down Payment Target
  3. 03Still Needed
  4. 04Current Savings
  5. 05Monthly Contribution

The first figure — time to save — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Home & Down Payment Goal

Target Home Price
The price of the home you are saving toward — used to calculate the exact dollar amount you need for your down payment.
Down Payment Goal (%)
The percentage of the home price you want to put down — 20% avoids PMI, while lower percentages get you in sooner with less saved.

Savings Plan

Current Savings
How much you have already saved toward the down payment — this amount starts earning interest immediately.
Monthly Saving
The amount you plan to add to your savings each month — increasing this is the fastest way to reach your goal sooner.
Savings APY (%)
The annual percentage yield your savings account or investment earns — a higher rate helps your money grow faster through compound interest.

For your website

Embed this calculator on your website

Put the Down Payment Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Down Payment calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Down Payment Calculator calculate?
Set a down payment goal and see how long it takes to save for it. It returns time to save, down payment target, still needed, current savings and monthly contribution.
Q.02What information do I need to use the Down Payment Calculator?
You enter 5 inputs: target home price, down payment goal (%), current savings, monthly saving and savings APY (%). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Target Home Price” mean in the Down Payment Calculator?
The price of the home you are saving toward — used to calculate the exact dollar amount you need for your down payment.
Q.04What does “Down Payment Goal (%)” mean in the Down Payment Calculator?
The percentage of the home price you want to put down — 20% avoids PMI, while lower percentages get you in sooner with less saved.
Q.05Is the Down Payment Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category. Compare plans.
Q.06Can I embed the Down Payment Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Down Payment Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Down Payment results financial advice?
No. Estimates only. Actual saving time depends on your real contributions and any interest earned. Home prices and required down payments change over time.

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Your website does the math. You get the lead.

The Down Payment Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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