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Business · Analysis & Valuation

Installment Sale Repossession Calculator

Estimate the taxable gain when you repossess real property you sold on an installment basis (IRC §1038).

  • Free to use here · embed on the Business plan
  • 4 inputs · 4 results
  • English & Spanish

Try the Installment Sale Repossession Calculator

See the gain on repossession — results update as you type.

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Estimates only — not a loan offer or financial advice.

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What this calculator does

What the Installment Sale Repossession calculator works out

The Installment Sale Repossession Calculator is a free, embeddable calculator from CalcFunnel. Estimate the taxable gain when you repossess real property you sold on an installment basis (IRC §1038).

You enter 4 inputs: original gross profit on sale, gain already reported, payments received before repossession and repossession costs.

It returns taxable gain on repossession, profit cap (Limit), payments received and gain before limit.

Built for business lenders, SBA brokers and accountants. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Business category.

Results it shows

  1. 01Taxable Gain on Repossession
  2. 02Profit Cap (Limit)
  3. 03Payments Received
  4. 04Gain Before Limit

The first figure — taxable gain on repossession — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Installment Sale

Original Gross Profit on Sale
The total gain you would have reported across all installment payments (selling price minus adjusted basis and selling expenses).
Gain Already Reported
Installment-sale gain you already included in income in prior years.

Repossession

Payments Received Before Repossession
Total payments on the sale price (principal, not interest) you received before repossessing, including any down payment.
Repossession Costs
Legal and other costs of repossessing the property.

For your website

Embed this calculator on your website

Put the Installment Sale Repossession Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Installment Sale Repossession calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Installment Sale Repossession Calculator calculate?
Estimate the taxable gain when you repossess real property you sold on an installment basis (IRC §1038). It returns taxable gain on repossession, profit cap (Limit), payments received and gain before limit.
Q.02What information do I need to use the Installment Sale Repossession Calculator?
You enter 4 inputs: original gross profit on sale, gain already reported, payments received before repossession and repossession costs. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Original Gross Profit on Sale” mean in the Installment Sale Repossession Calculator?
The total gain you would have reported across all installment payments (selling price minus adjusted basis and selling expenses).
Q.04What does “Gain Already Reported” mean in the Installment Sale Repossession Calculator?
Installment-sale gain you already included in income in prior years.
Q.05Is the Installment Sale Repossession Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Business category. Compare plans.
Q.06Can I embed the Installment Sale Repossession Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Installment Sale Repossession Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Installment Sale Repossession results financial advice?
No. Estimates only, for real property under IRC §1038. Taxable gain equals payments received before repossession minus gain already reported, capped by the original gross profit less gain reported less repossession costs. Personal-property rules differ. Consult a tax professional.

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