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Mortgage & Home Loans · Payoff & Refinance

Cash-Out Refinance Calculator

See your new payment and loan-to-value when you refinance and take cash out.

  • Free to use here · embed on the Free plan
  • 5 inputs · 5 results
  • English & Spanish

Try the Cash-Out Refinance Calculator

Estimate a cash-out refinance — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Cash-Out Refinance calculator works out

The Cash-Out Refinance Calculator is a free, embeddable calculator from CalcFunnel. See your new payment and loan-to-value when you refinance and take cash out.

You enter 5 inputs: home value, current loan balance, cash to take out, new interest rate (%) and new loan term (years).

It returns new monthly payment, new loan amount, cash to you, new LTV and total interest.

Built for loan officers, brokers and homebuyers. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category.

Results it shows

  1. 01New Monthly Payment
  2. 02New Loan Amount
  3. 03Cash to You
  4. 04New LTV
  5. 05Total Interest

The first figure — new monthly payment — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Property & Current Loan

Home Value
The current estimated market value of your home, used to calculate your new loan-to-value ratio.
Current Loan Balance
How much you still owe on your existing mortgage before the refinance.

Cash-Out & New Loan Terms

Cash to Take Out
The extra cash you want to receive from the refinance, added on top of your existing balance as a new loan amount.
New Interest Rate (%)
The annual interest rate on your new refinanced loan — even a small difference from your current rate changes your monthly payment noticeably.
New Loan Term (years)
How many years you will take to repay the new loan — a shorter term saves interest but raises the monthly payment.

For your website

Embed this calculator on your website

Put the Cash-Out Refinance Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Cash-Out Refinance calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Cash-Out Refinance Calculator calculate?
See your new payment and loan-to-value when you refinance and take cash out. It returns new monthly payment, new loan amount, cash to you, new LTV and total interest.
Q.02What information do I need to use the Cash-Out Refinance Calculator?
You enter 5 inputs: home value, current loan balance, cash to take out, new interest rate (%) and new loan term (years). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Home Value” mean in the Cash-Out Refinance Calculator?
The current estimated market value of your home, used to calculate your new loan-to-value ratio.
Q.04What does “Current Loan Balance” mean in the Cash-Out Refinance Calculator?
How much you still owe on your existing mortgage before the refinance.
Q.05Is the Cash-Out Refinance Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category. Compare plans.
Q.06Can I embed the Cash-Out Refinance Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Cash-Out Refinance Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Cash-Out Refinance results financial advice?
No. Estimates only. Your rate, maximum loan-to-value and cash available depend on your credit, the property and lender guidelines. Confirm final figures with a licensed lender.

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The Cash-Out Refinance Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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