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Mortgage & Home Loans · Alternative & Specialty

VA Loan Calculator

VA mortgage payment with the VA funding fee — for eligible veterans and service members.

  • Free to use here · embed on the Free plan
  • 6 inputs · 7 results
  • English & Spanish

Try the VA Loan Calculator

Estimate your VA loan payment — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the VA Loan calculator works out

The VA Loan Calculator is a free, embeddable calculator from CalcFunnel. VA mortgage payment with the VA funding fee — for eligible veterans and service members.

You enter 6 inputs: home price, down payment, VA loan use, exempt from funding fee?, interest rate (%) and loan term (years).

It returns monthly payment (P&I), base loan amount, VA funding fee (financed), total loan amount, total interest and total of payments, plus 1 more figure.

Built for loan officers, brokers and homebuyers. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category.

Results it shows

  1. 01Monthly Payment (P&I)
  2. 02Base Loan Amount
  3. 03VA Funding Fee (financed)
  4. 04Total Loan Amount
  5. 05Total Interest
  6. 06Total of Payments
  7. 07Funding Fee Rate

The first figure — monthly payment (p&i) — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Property & Loan Details

Home Price
The purchase price of the home. VA loans allow up to 100% financing, so no down payment is required unless you choose to make one.
Down Payment
Optional cash paid upfront. A down payment of 5% or more reduces the VA funding fee rate and lowers your loan amount.
VA Loan Use
Whether this is your first VA-backed loan. With under 5% down, the funding fee is 2.15% for first use and 3.3% for subsequent use.Options: First Use · Subsequent Use
Exempt from Funding Fee?
Veterans receiving VA disability compensation, Purple Heart recipients on active duty and certain surviving spouses do not pay the funding fee.Options: No · Yes — Exempt

Rate & Term

Interest Rate (%)
The annual interest rate offered by your VA-approved lender. VA loan rates are often lower than conventional loan rates.
Loan Term (years)
How many years to repay the loan. Common VA terms are 15 or 30 years; a shorter term saves significant interest.

For your website

Embed this calculator on your website

Put the VA Loan Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

VA Loan calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the VA Loan Calculator calculate?
VA mortgage payment with the VA funding fee — for eligible veterans and service members. It returns monthly payment (P&I), base loan amount, VA funding fee (financed), total loan amount, total interest and total of payments, plus 1 more figure.
Q.02What information do I need to use the VA Loan Calculator?
You enter 6 inputs: home price, down payment, VA loan use, exempt from funding fee?, interest rate (%) and loan term (years). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Home Price” mean in the VA Loan Calculator?
The purchase price of the home. VA loans allow up to 100% financing, so no down payment is required unless you choose to make one.
Q.04What does “Down Payment” mean in the VA Loan Calculator?
Optional cash paid upfront. A down payment of 5% or more reduces the VA funding fee rate and lowers your loan amount.
Q.05Is the VA Loan Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category. Compare plans.
Q.06Can I embed the VA Loan Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the VA Loan Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the VA Loan results financial advice?
No. Estimates only. Shows principal and interest; property taxes and homeowners insurance are not included. The VA funding fee varies with down payment and prior VA loan use, and some veterans are exempt. Confirm eligibility and final figures with a VA-approved lender.

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Your website does the math. You get the lead.

The VA Loan Calculator is one of 188 calculators you can brand and embed with one line of code.

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