Blended Rate Mortgage Calculator
Find the effective blended interest rate and combined payment across a first and second mortgage.
Home & lending
Wealth & business
Mortgage & Home Loans · Alternative & Specialty
See your low monthly payment and the large balloon balance due at the end of the term.
See your payment and the balloon balance due — results update as you type.
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Estimates only — not a loan offer or financial advice.
Put this calculator on your websiteWhat this calculator does
The Balloon Mortgage Calculator is a free, embeddable calculator from CalcFunnel. See your low monthly payment and the large balloon balance due at the end of the term.
You enter 4 inputs: loan amount, interest rate (%), amortization term (years) and balloon due in (years).
It returns monthly payment, balloon payment due, total paid before balloon, interest paid before balloon and total cost.
Built for loan officers, brokers and homebuyers. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category.
The first figure — monthly payment — is the headline result.
Inputs
Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.
Find the effective blended interest rate and combined payment across a first and second mortgage.
Compare a single mortgage with PMI against a first-plus-piggyback-second combination.
Interest during the build plus the permanent mortgage payment once it converts.
FHA mortgage payment including upfront and annual mortgage insurance premiums (MIP).
See your low interest-only payment and the higher payment once the loan starts amortizing.
Monthly payment, loan-to-value and lifetime cost for a jumbo (non-conforming) mortgage.
The Balloon Mortgage Calculator is one of 188 calculators you can brand and embed with one line of code.
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Estimates only — not a loan offer.
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