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Mortgage & Home Loans · Mortgage Analysis

PMI Calculator

See your monthly private mortgage insurance and when it drops off the loan.

  • Free to use here · embed on the Free plan
  • 5 inputs · 6 results
  • English & Spanish

Try the PMI Calculator

Estimate PMI and its drop-off date — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the PMI calculator works out

The PMI Calculator is a free, embeddable calculator from CalcFunnel. See your monthly private mortgage insurance and when it drops off the loan.

You enter 5 inputs: home price, down payment, interest rate (%), loan term (years) and annual PMI rate (%).

It returns PMI drops off in, monthly PMI, current LTV, loan amount, total PMI paid and monthly principal & interest.

Built for loan officers, brokers and homebuyers. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category.

Results it shows

  1. 01PMI Drops Off In
  2. 02Monthly PMI
  3. 03Current LTV
  4. 04Loan Amount
  5. 05Total PMI Paid
  6. 06Monthly Principal & Interest

The first figure — pmi drops off in — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Loan Details

Home Price
The purchase price of the home, used to calculate your loan-to-value ratio.
Down Payment
Cash paid upfront toward the purchase. PMI is required when this is less than 20% of the home price.
Interest Rate (%)
The annual interest rate on your mortgage, used to calculate how quickly the principal balance falls.
Loan Term (years)
The total repayment period of the loan in years.

PMI Settings

Annual PMI Rate (%)
The yearly PMI premium as a percentage of the loan amount — typically between 0.2% and 2% depending on your credit and down payment.

For your website

Embed this calculator on your website

Put the PMI Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

PMI calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the PMI Calculator calculate?
See your monthly private mortgage insurance and when it drops off the loan. It returns PMI drops off in, monthly PMI, current LTV, loan amount, total PMI paid and monthly principal & interest.
Q.02What information do I need to use the PMI Calculator?
You enter 5 inputs: home price, down payment, interest rate (%), loan term (years) and annual PMI rate (%). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Home Price” mean in the PMI Calculator?
The purchase price of the home, used to calculate your loan-to-value ratio.
Q.04What does “Down Payment” mean in the PMI Calculator?
Cash paid upfront toward the purchase. PMI is required when this is less than 20% of the home price.
Q.05Is the PMI Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Mortgage & Home Loans category. Compare plans.
Q.06Can I embed the PMI Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the PMI Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the PMI results financial advice?
No. Estimates only. PMI applies to conventional loans above 80% loan-to-value. Under the Homeowners Protection Act it ends automatically when your scheduled balance reaches 78% of the original value (or at the loan's midpoint), and you can ask to cancel it at 80%. Rates depend on your credit and loan-to-value — confirm with your lender.

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Your website does the math. You get the lead.

The PMI Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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