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Insurance & Protection · Long-Term Care

Long Term Care Calculator

Project the future cost of long-term care and the gap between that cost and your savings.

  • Free to use here · embed on the Business plan
  • 5 inputs · 5 results
  • English & Spanish

Try the Long Term Care Calculator

See your projected long-term care cost — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Long Term Care calculator works out

The Long Term Care Calculator is a free, embeddable calculator from CalcFunnel. Project the future cost of long-term care and the gap between that cost and your savings.

You enter 5 inputs: current annual care cost, care cost inflation (%), years until care needed, expected care duration (years) and savings set aside.

It returns total future care cost, future annual cost, care duration, savings set aside and funding gap.

Built for insurance agents and benefits advisors. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Insurance & Protection category.

Results it shows

  1. 01Total Future Care Cost
  2. 02Future Annual Cost
  3. 03Care Duration
  4. 04Savings Set Aside
  5. 05Funding Gap

The first figure — total future care cost — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Care Cost & Timing

Current Annual Care Cost
What a year of the care you expect would cost today — home care, assisted living, or a nursing home.
Care Cost Inflation (%)
The yearly rate at which long-term care costs rise — historically faster than general inflation.
Years Until Care Needed
How many years from now you expect to need care. Costs inflate over this period.
Expected Care Duration (years)
How many years you expect to need care. The U.S. average is around three years.

Resources

Savings Set Aside
Money you have earmarked to help pay for long-term care.

For your website

Embed this calculator on your website

Put the Long Term Care Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Long Term Care calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Long Term Care Calculator calculate?
Project the future cost of long-term care and the gap between that cost and your savings. It returns total future care cost, future annual cost, care duration, savings set aside and funding gap.
Q.02What information do I need to use the Long Term Care Calculator?
You enter 5 inputs: current annual care cost, care cost inflation (%), years until care needed, expected care duration (years) and savings set aside. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Current Annual Care Cost” mean in the Long Term Care Calculator?
What a year of the care you expect would cost today — home care, assisted living, or a nursing home.
Q.04What does “Care Cost Inflation (%)” mean in the Long Term Care Calculator?
The yearly rate at which long-term care costs rise — historically faster than general inflation.
Q.05Is the Long Term Care Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Insurance & Protection category. Compare plans.
Q.06Can I embed the Long Term Care Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Long Term Care Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Long Term Care results financial advice?
No. Estimates only. Long-term care costs vary widely by location and care type, and inflate faster than general prices. This does not model investment growth on savings or insurance benefits. Consult a financial professional.

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Your website does the math. You get the lead.

The Long Term Care Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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