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Auto & Vehicle · Buying & Leasing

Auto Lease Calculator

Monthly lease payment from cap cost, residual, money factor, and term.

  • Free to use here · embed on the Pro plan
  • 5 inputs · 7 results
  • English & Spanish

Try the Auto Lease Calculator

Enter the lease terms — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Auto Lease calculator works out

The Auto Lease Calculator is a free, embeddable calculator from CalcFunnel. Monthly lease payment from cap cost, residual, money factor, and term.

You enter 5 inputs: vehicle price (Cap cost), down payment / cap reduction, residual value (% of price), money factor and lease term (months).

It returns monthly lease payment, monthly depreciation, monthly finance charge, residual value, total of payments and total lease cost (incl. down), plus 1 more figure.

Built for auto lenders, dealers and credit unions. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Auto & Vehicle category.

Results it shows

  1. 01Monthly Lease Payment
  2. 02Monthly Depreciation
  3. 03Monthly Finance Charge
  4. 04Residual Value
  5. 05Total of Payments
  6. 06Total Lease Cost (incl. Down)
  7. 07Equivalent APR

The first figure — monthly lease payment — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Vehicle & Cap Cost

Vehicle Price (Cap Cost)
The agreed purchase price of the vehicle, also called the capitalized cost — the starting point for calculating your lease payment.
Down Payment / Cap Reduction
Cash paid upfront to reduce the capitalized cost, which lowers your monthly depreciation charge.

Lease Terms

Residual Value (% of price)
The estimated value of the vehicle at the end of the lease, expressed as a percentage of its original price. A higher residual means lower monthly payments.
Money Factor
The lease equivalent of an interest rate — multiply by 2,400 to convert to an approximate APR. A lower money factor means a cheaper finance charge.
Lease Term (months)
The length of the lease agreement in months. Most consumer leases run 24, 36, or 48 months.

For your website

Embed this calculator on your website

Put the Auto Lease Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Auto Lease calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Auto Lease Calculator calculate?
Monthly lease payment from cap cost, residual, money factor, and term. It returns monthly lease payment, monthly depreciation, monthly finance charge, residual value, total of payments and total lease cost (incl. down), plus 1 more figure.
Q.02What information do I need to use the Auto Lease Calculator?
You enter 5 inputs: vehicle price (Cap cost), down payment / cap reduction, residual value (% of price), money factor and lease term (months). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Vehicle Price (Cap Cost)” mean in the Auto Lease Calculator?
The agreed purchase price of the vehicle, also called the capitalized cost — the starting point for calculating your lease payment.
Q.04What does “Down Payment / Cap Reduction” mean in the Auto Lease Calculator?
Cash paid upfront to reduce the capitalized cost, which lowers your monthly depreciation charge.
Q.05Is the Auto Lease Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Auto & Vehicle category. Compare plans.
Q.06Can I embed the Auto Lease Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Auto Lease Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Auto Lease results financial advice?
No. Estimates only. A money factor of 0.0025 is roughly a 6% APR (multiply by 2,400). Taxes and fees vary by jurisdiction — confirm final figures with the dealer.

Related auto & vehicle calculators

All 13 in Auto & Vehicle

Your website does the math. You get the lead.

The Auto Lease Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • Free plan, no card
  • 14-day trial on Pro & Business
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