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Auto & Vehicle · Buying & Leasing

Car Buy vs. Lease Calculator

Compare the net cost of buying a vehicle against leasing it over the same period.

  • Free to use here · embed on the Pro plan
  • 8 inputs · 6 results
  • English & Spanish

Try the Car Buy vs. Lease Calculator

See whether buying or leasing costs less — results update as you type.

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Estimates only — not a loan offer or financial advice.

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What this calculator does

What the Car Buy vs. Lease calculator works out

The Car Buy vs. Lease Calculator is a free, embeddable calculator from CalcFunnel. Compare the net cost of buying a vehicle against leasing it over the same period.

You enter 8 inputs: vehicle price, down payment, loan rate (%), loan term (months), comparison period (years), resale value (% of price), lease monthly payment and lease drive-off / down.

It returns net cost to buy, net cost to lease, difference (Buy - lease), resale value (End), buy monthly payment and lower-cost option.

Built for auto lenders, dealers and credit unions. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Auto & Vehicle category.

Results it shows

  1. 01Net Cost to Buy
  2. 02Net Cost to Lease
  3. 03Difference (Buy - Lease)
  4. 04Resale Value (End)
  5. 05Buy Monthly Payment
  6. 06Lower-Cost Option

The first figure — net cost to buy — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Buying

Vehicle Price
The purchase price of the vehicle.
Down Payment
Cash paid up front when buying.
Loan Rate (%)
The interest rate on the purchase loan.
Loan Term (months)
The repayment period of the purchase loan in months.

Comparison Period

Comparison Period (years)
How long to compare the two options — often the lease length. At the end, buying credits the resale value.
Resale Value (% of price)
The vehicle's expected resale value at the end of the period, as a percent of the purchase price.

Leasing

Lease Monthly Payment
The monthly lease payment.
Lease Drive-Off / Down
Up-front cash due at lease signing other than the monthly payments (cap cost reduction, acquisition fee, taxes and registration). Don't include the first month's payment — it is already counted.

For your website

Embed this calculator on your website

Put the Car Buy vs. Lease Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Car Buy vs. Lease calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Car Buy vs. Lease Calculator calculate?
Compare the net cost of buying a vehicle against leasing it over the same period. It returns net cost to buy, net cost to lease, difference (Buy - lease), resale value (End), buy monthly payment and lower-cost option.
Q.02What information do I need to use the Car Buy vs. Lease Calculator?
You enter 8 inputs: vehicle price, down payment, loan rate (%), loan term (months), comparison period (years), resale value (% of price), lease monthly payment and lease drive-off / down. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Vehicle Price” mean in the Car Buy vs. Lease Calculator?
The purchase price of the vehicle.
Q.04What does “Down Payment” mean in the Car Buy vs. Lease Calculator?
Cash paid up front when buying.
Q.05Is the Car Buy vs. Lease Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Auto & Vehicle category. Compare plans.
Q.06Can I embed the Car Buy vs. Lease Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Car Buy vs. Lease Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Car Buy vs. Lease results financial advice?
No. Estimates only. Buying nets out the vehicle's resale value less any remaining loan balance; leasing assumes you return the vehicle. Taxes, fees, and mileage charges vary. Confirm figures with your dealer.

Related auto & vehicle calculators

All 13 in Auto & Vehicle

Your website does the math. You get the lead.

The Car Buy vs. Lease Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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