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Auto & Vehicle · Buying & Leasing

Lease vs. Cash Calculator

Compare paying cash for a vehicle against leasing it and keeping your cash invested.

  • Free to use here · embed on the Pro plan
  • 6 inputs · 5 results
  • English & Spanish

Try the Lease vs. Cash Calculator

See whether cash or lease-and-invest wins — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Lease vs. Cash calculator works out

The Lease vs. Cash Calculator is a free, embeddable calculator from CalcFunnel. Compare paying cash for a vehicle against leasing it and keeping your cash invested.

You enter 6 inputs: cash price, resale value (% of price), lease monthly payment, lease drive-off / down, lease term (months) and investment return (%).

It returns better option, you save, cash net cost, lease net cost and resale value (End).

Built for auto lenders, dealers and credit unions. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Auto & Vehicle category.

Results it shows

  1. 01Better Option
  2. 02You Save
  3. 03Cash Net Cost
  4. 04Lease Net Cost
  5. 05Resale Value (End)

The first figure — better option — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Vehicle

Cash Price
The full price you would pay in cash.
Resale Value (% of price)
The vehicle's expected resale value at the end of the period, as a percent of the cash price. The cash buyer keeps this value.

Lease & Investment

Lease Monthly Payment
The monthly lease payment.
Lease Drive-Off / Down
Up-front cash due at lease signing.
Lease Term (months)
The length of the lease and the comparison period in months.
Investment Return (%)
The annual return your cash could earn if invested instead of spent on the vehicle.

For your website

Embed this calculator on your website

Put the Lease vs. Cash Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Lease vs. Cash calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Lease vs. Cash Calculator calculate?
Compare paying cash for a vehicle against leasing it and keeping your cash invested. It returns better option, you save, cash net cost, lease net cost and resale value (End).
Q.02What information do I need to use the Lease vs. Cash Calculator?
You enter 6 inputs: cash price, resale value (% of price), lease monthly payment, lease drive-off / down, lease term (months) and investment return (%). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Cash Price” mean in the Lease vs. Cash Calculator?
The full price you would pay in cash.
Q.04What does “Resale Value (% of price)” mean in the Lease vs. Cash Calculator?
The vehicle's expected resale value at the end of the period, as a percent of the cash price. The cash buyer keeps this value.
Q.05Is the Lease vs. Cash Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Auto & Vehicle category. Compare plans.
Q.06Can I embed the Lease vs. Cash Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Lease vs. Cash Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Lease vs. Cash results financial advice?
No. Estimates only. Compares the two options on a future-value basis using the investment return you enter; actual returns are not guaranteed and taxes on gains are ignored. Confirm figures with your advisor.

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Your website does the math. You get the lead.

The Lease vs. Cash Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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