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Insurance & Protection · Annuities

Immediate Annuity Calculator

Estimate the monthly income a lump-sum immediate annuity can provide over a payout period.

  • Free to use here · embed on the Business plan
  • 3 inputs · 5 results
  • English & Spanish

Try the Immediate Annuity Calculator

See the income your lump sum can buy — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Immediate Annuity calculator works out

The Immediate Annuity Calculator is a free, embeddable calculator from CalcFunnel. Estimate the monthly income a lump-sum immediate annuity can provide over a payout period.

You enter 3 inputs: lump-sum premium, annual rate (%) and payout period (years).

It returns monthly income, annual income, total payout, total interest earned and payout period.

Built for insurance agents and benefits advisors. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Insurance & Protection category.

Results it shows

  1. 01Monthly Income
  2. 02Annual Income
  3. 03Total Payout
  4. 04Total Interest Earned
  5. 05Payout Period

The first figure — monthly income — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Lump-Sum Premium
The single up-front amount you pay to buy the annuity.
Annual Rate (%)
The annual interest rate the insurer credits to the remaining balance during payout.
Payout Period (years)
How many years the annuity pays you income. A longer period means a smaller monthly payment.

For your website

Embed this calculator on your website

Put the Immediate Annuity Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Immediate Annuity calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Immediate Annuity Calculator calculate?
Estimate the monthly income a lump-sum immediate annuity can provide over a payout period. It returns monthly income, annual income, total payout, total interest earned and payout period.
Q.02What information do I need to use the Immediate Annuity Calculator?
You enter 3 inputs: lump-sum premium, annual rate (%) and payout period (years). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Lump-Sum Premium” mean in the Immediate Annuity Calculator?
The single up-front amount you pay to buy the annuity.
Q.04What does “Annual Rate (%)” mean in the Immediate Annuity Calculator?
The annual interest rate the insurer credits to the remaining balance during payout.
Q.05Is the Immediate Annuity Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Insurance & Protection category. Compare plans.
Q.06Can I embed the Immediate Annuity Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Immediate Annuity Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Immediate Annuity results financial advice?
No. Estimates only. Actual annuity income depends on the insurer's rates, your age, payout option, and whether the annuity is life-contingent. This models a fixed-period payout at a constant rate. Consult a licensed annuity professional.

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The Immediate Annuity Calculator is one of 188 calculators you can brand and embed with one line of code.

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