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Savings & CDs · Goals & Planning

Home Buyer Savings Calculator

Find how much to save each month for a down payment and closing costs by your target date.

  • Free to use here · embed on the Pro plan
  • 6 inputs · 5 results
  • English & Spanish

Try the Home Buyer Savings Calculator

See your home-savings plan — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Home Buyer Savings calculator works out

The Home Buyer Savings Calculator is a free, embeddable calculator from CalcFunnel. Find how much to save each month for a down payment and closing costs by your target date.

You enter 6 inputs: target home price, down payment (%), closing costs (%), years until purchase, current savings and annual return (%).

It returns monthly savings needed, total cash needed, down payment, closing costs and current savings at purchase.

Built for banks, credit unions and advisors. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Savings & CDs category.

Results it shows

  1. 01Monthly Savings Needed
  2. 02Total Cash Needed
  3. 03Down Payment
  4. 04Closing Costs
  5. 05Current Savings at Purchase

The first figure — monthly savings needed — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Home & Target

Target Home Price
The price of the home you plan to buy.
Down Payment (%)
The down payment you want, as a percent of the price.
Closing Costs (%)
Closing costs as a percent of the home price, typically 2%-5%.
Years Until Purchase
How many years until you want to buy.

Savings Plan

Current Savings
What you have saved toward the home already.
Annual Return (%)
The average yearly return on your savings, compounded monthly.

For your website

Embed this calculator on your website

Put the Home Buyer Savings Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Home Buyer Savings calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Home Buyer Savings Calculator calculate?
Find how much to save each month for a down payment and closing costs by your target date. It returns monthly savings needed, total cash needed, down payment, closing costs and current savings at purchase.
Q.02What information do I need to use the Home Buyer Savings Calculator?
You enter 6 inputs: target home price, down payment (%), closing costs (%), years until purchase, current savings and annual return (%). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Target Home Price” mean in the Home Buyer Savings Calculator?
The price of the home you plan to buy.
Q.04What does “Down Payment (%)” mean in the Home Buyer Savings Calculator?
The down payment you want, as a percent of the price.
Q.05Is the Home Buyer Savings Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Savings & CDs category. Compare plans.
Q.06Can I embed the Home Buyer Savings Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Home Buyer Savings Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Home Buyer Savings results financial advice?
No. Estimates only. Closing costs are approximated as a percent of the home price; actual costs vary by location and lender. Assumes savings grow at a constant return compounded monthly, with deposits at the end of each month.

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Your website does the math. You get the lead.

The Home Buyer Savings Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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