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Savings & CDs · Goals & Planning

College Savings Calculator

Estimate how much to save each month to cover future college costs.

  • Free to use here · embed on the Pro plan
  • 6 inputs · 5 results
  • English & Spanish

Try the College Savings Calculator

See your college savings plan — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the College Savings calculator works out

The College Savings Calculator is a free, embeddable calculator from CalcFunnel. Estimate how much to save each month to cover future college costs.

You enter 6 inputs: annual cost today, college cost inflation (%), years until college, years in college, current savings and annual return (%).

It returns monthly savings needed, total college cost, future annual cost, current savings at college start and years until college.

Built for banks, credit unions and advisors. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Savings & CDs category.

Results it shows

  1. 01Monthly Savings Needed
  2. 02Total College Cost
  3. 03Future Annual Cost
  4. 04Current Savings at College Start
  5. 05Years Until College

The first figure — monthly savings needed — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

College Cost

Annual Cost Today
What one year of college costs today (tuition, fees, room and board).
College Cost Inflation (%)
The yearly rate college costs rise — historically faster than general inflation.
Years Until College
How many years until the student starts college.
Years in College
How many years of college to fund.

Savings Plan

Current Savings
What you have saved for college already.
Annual Return (%)
The average yearly return on your college savings, compounded monthly.

For your website

Embed this calculator on your website

Put the College Savings Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

College Savings calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the College Savings Calculator calculate?
Estimate how much to save each month to cover future college costs. It returns monthly savings needed, total college cost, future annual cost, current savings at college start and years until college.
Q.02What information do I need to use the College Savings Calculator?
You enter 6 inputs: annual cost today, college cost inflation (%), years until college, years in college, current savings and annual return (%). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Annual Cost Today” mean in the College Savings Calculator?
What one year of college costs today (tuition, fees, room and board).
Q.04What does “College Cost Inflation (%)” mean in the College Savings Calculator?
The yearly rate college costs rise — historically faster than general inflation.
Q.05Is the College Savings Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Savings & CDs category. Compare plans.
Q.06Can I embed the College Savings Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the College Savings Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the College Savings results financial advice?
No. Estimates only. College costs are inflated to the future and the full multi-year cost is targeted by the start of college; financial aid, scholarships and tax-advantaged 529 treatment are not modeled. Consult a financial professional.

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The College Savings Calculator is one of 188 calculators you can brand and embed with one line of code.

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