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Savings & CDs · Certificates of Deposit

Certificate of Deposit (CD) Calculator

See the interest and ending balance on a CD, plus its annual percentage yield (APY).

  • Free to use here · embed on the Pro plan
  • 4 inputs · 5 results
  • English & Spanish

Try the Certificate of Deposit (CD) Calculator

See what your CD earns — results update as you type.

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Estimates only — not a loan offer or financial advice.

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What this calculator does

What the Certificate of Deposit (CD) calculator works out

The Certificate of Deposit (CD) Calculator is a free, embeddable calculator from CalcFunnel. See the interest and ending balance on a CD, plus its annual percentage yield (APY).

You enter 4 inputs: deposit amount, interest rate (%), term (months) and compounding.

It returns ending balance, interest earned, APY, principal and term.

Built for banks, credit unions and advisors. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Savings & CDs category.

Results it shows

  1. 01Ending Balance
  2. 02Interest Earned
  3. 03APY
  4. 04Principal
  5. 05Term

The first figure — ending balance — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Deposit Amount
The amount you deposit into the CD.
Interest Rate (%)
The CD's stated annual interest rate (nominal APR).
Term (months)
How long the CD is held, in months.
Compounding
How often interest is compounded and added to the balance.Options: Daily · Monthly · Quarterly · Annually

For your website

Embed this calculator on your website

Put the Certificate of Deposit (CD) Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Certificate of Deposit (CD) calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Certificate of Deposit (CD) Calculator calculate?
See the interest and ending balance on a CD, plus its annual percentage yield (APY). It returns ending balance, interest earned, APY, principal and term.
Q.02What information do I need to use the Certificate of Deposit (CD) Calculator?
You enter 4 inputs: deposit amount, interest rate (%), term (months) and compounding. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Deposit Amount” mean in the Certificate of Deposit (CD) Calculator?
The amount you deposit into the CD.
Q.04What does “Interest Rate (%)” mean in the Certificate of Deposit (CD) Calculator?
The CD's stated annual interest rate (nominal APR).
Q.05Is the Certificate of Deposit (CD) Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Savings & CDs category. Compare plans.
Q.06Can I embed the Certificate of Deposit (CD) Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Certificate of Deposit (CD) Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Certificate of Deposit (CD) results financial advice?
No. Estimates only. Assumes the rate holds for the full term and interest stays in the CD. Early-withdrawal penalties and tax on interest are not included. Confirm terms with your bank or credit union.

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The Certificate of Deposit (CD) Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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