Compounding and Your Return Calculator
See how often interest compounds changes what the same rate actually earns.
Home & lending
Wealth & business
Savings & CDs · Grow Your Savings
See how regular contributions and compound interest grow your savings over time.
See your savings grow — results update as you type.
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Estimates only — not a loan offer or financial advice.
Put this calculator on your websiteWhat this calculator does
The Compound Savings Calculator is a free, embeddable calculator from CalcFunnel. See how regular contributions and compound interest grow your savings over time.
You enter 4 inputs: initial deposit, monthly contribution, years to save and annual return (%).
It returns future balance, total contributions, total interest earned, initial deposit and total monthly contributions.
Built for banks, credit unions and advisors. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Savings & CDs category.
The first figure — future balance — is the headline result.
Inputs
Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.
See how often interest compounds changes what the same rate actually earns.
See how much a delay in starting to save costs you by the time you reach your goal.
See what your savings are really worth after taxes on growth and inflation.
See what a daily habit — coffee, takeout, cigarettes — could grow to if you invested the money instead.
Build a ladder of CDs with staggered maturities to balance yield and liquidity.
See the interest and ending balance on a CD, plus its annual percentage yield (APY).
The Compound Savings Calculator is one of 188 calculators you can brand and embed with one line of code.
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Estimates only — not a loan offer.
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