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Retirement · Withdrawals & RMDs

Required Minimum Distribution (RMD) Calculator

Estimate the minimum you must withdraw from a retirement account this year.

  • Free to use here · embed on the Business plan
  • 2 inputs · 5 results
  • English & Spanish

Try the Required Minimum Distribution (RMD) Calculator

See your required minimum distribution — results update as you type.

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Estimates only — not a loan offer or financial advice.

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What this calculator does

What the Required Minimum Distribution (RMD) calculator works out

The Required Minimum Distribution (RMD) Calculator is a free, embeddable calculator from CalcFunnel. Estimate the minimum you must withdraw from a retirement account this year.

You enter 2 inputs: prior year-end balance and your age this year.

It returns required minimum distribution, distribution period, as % of balance, monthly equivalent and account balance.

Built for financial advisors and planners. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category.

Results it shows

  1. 01Required Minimum Distribution
  2. 02Distribution Period
  3. 03As % of Balance
  4. 04Monthly Equivalent
  5. 05Account Balance

The first figure — required minimum distribution — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Prior Year-End Balance
The account balance on December 31 of last year.
Your Age This Year
Your age at the end of this year. RMDs generally begin at 73.

For your website

Embed this calculator on your website

Put the Required Minimum Distribution (RMD) Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Required Minimum Distribution (RMD) calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Required Minimum Distribution (RMD) Calculator calculate?
Estimate the minimum you must withdraw from a retirement account this year. It returns required minimum distribution, distribution period, as % of balance, monthly equivalent and account balance.
Q.02What information do I need to use the Required Minimum Distribution (RMD) Calculator?
You enter 2 inputs: prior year-end balance and your age this year. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Prior Year-End Balance” mean in the Required Minimum Distribution (RMD) Calculator?
The account balance on December 31 of last year.
Q.04What does “Your Age This Year” mean in the Required Minimum Distribution (RMD) Calculator?
Your age at the end of this year. RMDs generally begin at 73.
Q.05Is the Required Minimum Distribution (RMD) Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category. Compare plans.
Q.06Can I embed the Required Minimum Distribution (RMD) Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Required Minimum Distribution (RMD) Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Required Minimum Distribution (RMD) results financial advice?
No. Estimates only. Uses the IRS Uniform Lifetime Table (2022+) for account owners; RMDs begin at age 73 (age 75 for those born in 1960 or later). Beneficiaries, or a sole spouse beneficiary more than 10 years younger, use different tables. Consult a tax professional.

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