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Retirement · Withdrawals & RMDs

RMD - Year To Begin Calculator

Find the age and year you must begin required minimum distributions (RMDs) under the SECURE 2.0 rules.

  • Free to use here · embed on the Business plan
  • 1 input · 4 results
  • English & Spanish

Try the RMD - Year To Begin Calculator

See when your RMDs must begin — results update as you type.

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Estimates only — not a loan offer or financial advice.

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What this calculator does

What the RMD - Year To Begin calculator works out

The RMD - Year To Begin Calculator is a free, embeddable calculator from CalcFunnel. Find the age and year you must begin required minimum distributions (RMDs) under the SECURE 2.0 rules.

You enter one input: year you were born.

It returns age you must begin RMDs, year of first RMD, first RMD deadline and deadline for later RMDs.

Built for financial advisors and planners. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category.

Results it shows

  1. 01Age You Must Begin RMDs
  2. 02Year of First RMD
  3. 03First RMD Deadline
  4. 04Deadline for Later RMDs

The first figure — age you must begin rmds — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Year You Were Born
Your birth year determines your RMD starting age under SECURE 2.0.

For your website

Embed this calculator on your website

Put the RMD - Year To Begin Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

RMD - Year To Begin calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the RMD - Year To Begin Calculator calculate?
Find the age and year you must begin required minimum distributions (RMDs) under the SECURE 2.0 rules. It returns age you must begin RMDs, year of first RMD, first RMD deadline and deadline for later RMDs.
Q.02What information do I need to use the RMD - Year To Begin Calculator?
You enter one input: year you were born. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Year You Were Born” mean in the RMD - Year To Begin Calculator?
Your birth year determines your RMD starting age under SECURE 2.0.
Q.04Is the RMD - Year To Begin Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category. Compare plans.
Q.05Can I embed the RMD - Year To Begin Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.06Is the RMD - Year To Begin Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.07Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.08Are the RMD - Year To Begin results financial advice?
No. Estimates only. Under SECURE 2.0, RMDs begin at age 73 for those born 1951–1959 and age 75 for those born 1960 or later (age 72 for those born July 1, 1949–1950; 70½ for earlier births). The first RMD may be delayed until April 1 of the following year. Roth IRAs have no RMDs for the original owner. Consult a tax professional.

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