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Retirement · Planning & Projections

Retirement Shortfall Calculator

See whether your current savings plan will reach your retirement goal — and the gap if it falls short.

  • Free to use here · embed on the Business plan
  • 5 inputs · 4 results
  • English & Spanish

Try the Retirement Shortfall Calculator

See if you are on track — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Retirement Shortfall calculator works out

The Retirement Shortfall Calculator is a free, embeddable calculator from CalcFunnel. See whether your current savings plan will reach your retirement goal — and the gap if it falls short.

You enter 5 inputs: current retirement savings, monthly contribution, years until retirement, annual return (%) and retirement savings goal.

It returns projected at retirement, retirement goal, shortfall / surplus and extra monthly needed.

Built for financial advisors and planners. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category.

Results it shows

  1. 01Projected at Retirement
  2. 02Retirement Goal
  3. 03Shortfall / Surplus
  4. 04Extra Monthly Needed

The first figure — projected at retirement — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Your Savings

Current Retirement Savings
What you have saved so far.
Monthly Contribution
How much you add each month.

Goal & Growth

Years Until Retirement
How many years until you retire.
Annual Return (%)
Your expected annual investment return.
Retirement Savings Goal
The nest egg you want to have at retirement.

For your website

Embed this calculator on your website

Put the Retirement Shortfall Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Retirement Shortfall calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Retirement Shortfall Calculator calculate?
See whether your current savings plan will reach your retirement goal — and the gap if it falls short. It returns projected at retirement, retirement goal, shortfall / surplus and extra monthly needed.
Q.02What information do I need to use the Retirement Shortfall Calculator?
You enter 5 inputs: current retirement savings, monthly contribution, years until retirement, annual return (%) and retirement savings goal. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Current Retirement Savings” mean in the Retirement Shortfall Calculator?
What you have saved so far.
Q.04What does “Monthly Contribution” mean in the Retirement Shortfall Calculator?
How much you add each month.
Q.05Is the Retirement Shortfall Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category. Compare plans.
Q.06Can I embed the Retirement Shortfall Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Retirement Shortfall Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Retirement Shortfall results financial advice?
No. Estimates only. Assumes a constant return compounded monthly with level contributions; inflation, taxes and variable returns are not modeled.

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The Retirement Shortfall Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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