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Retirement · Planning & Projections

How Long Will Retirement Savings Last?

Estimate how many years your retirement savings will last with inflation-adjusted withdrawals.

  • Free to use here · embed on the Business plan
  • 5 inputs · 5 results
  • English & Spanish

Try the How Long Will Retirement Savings Last?

See how long your nest egg lasts — results update as you type.

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Estimates only — not a loan offer or financial advice.

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What this calculator does

What the How Long Will Retirement Savings Last? calculator works out

The How Long Will Retirement Savings Last? is a free, embeddable calculator from CalcFunnel. Estimate how many years your retirement savings will last with inflation-adjusted withdrawals.

You enter 5 inputs: retirement savings, first-year withdrawal, annual return (%), inflation (%) and maximum years to model.

It returns savings last, starting balance, first-year withdrawal, ending balance and total withdrawn.

Built for financial advisors and planners. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category.

Results it shows

  1. 01Savings Last
  2. 02Starting Balance
  3. 03First-Year Withdrawal
  4. 04Ending Balance
  5. 05Total Withdrawn

The first figure — savings last — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Retirement Savings
The balance you start retirement with.
First-Year Withdrawal
How much you withdraw the first year. It rises each year with inflation.
Annual Return (%)
The average annual return on the remaining balance.
Inflation (%)
The yearly rate your withdrawals grow to keep up with rising costs.
Maximum Years to Model
The longest horizon to project. If savings outlast this, the result shows it held the full term.

For your website

Embed this calculator on your website

Put the How Long Will Retirement Savings Last? on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

How Long Will Retirement Savings Last? calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the How Long Will Retirement Savings Last? calculate?
Estimate how many years your retirement savings will last with inflation-adjusted withdrawals. It returns savings last, starting balance, first-year withdrawal, ending balance and total withdrawn.
Q.02What information do I need to use the How Long Will Retirement Savings Last??
You enter 5 inputs: retirement savings, first-year withdrawal, annual return (%), inflation (%) and maximum years to model. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Retirement Savings” mean in the How Long Will Retirement Savings Last??
The balance you start retirement with.
Q.04What does “First-Year Withdrawal” mean in the How Long Will Retirement Savings Last??
How much you withdraw the first year. It rises each year with inflation.
Q.05Is the How Long Will Retirement Savings Last? free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category. Compare plans.
Q.06Can I embed the How Long Will Retirement Savings Last? on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the How Long Will Retirement Savings Last? available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the How Long Will Retirement Savings Last? results financial advice?
No. Estimates only. Assumes a constant return with withdrawals taken at the start of each year and rising with inflation; real markets, taxes and spending vary. Consult a financial professional.

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