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Loans & Amortization · Loan Basics

Deferred Payment Loan Calculator

See how a no-payment deferral period grows your balance and raises the payment that follows.

  • Free to use here · embed on the Free plan
  • 4 inputs · 5 results
  • English & Spanish

Try the Deferred Payment Loan Calculator

See the cost of deferring payments — results update as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Deferred Payment Loan calculator works out

The Deferred Payment Loan Calculator is a free, embeddable calculator from CalcFunnel. See how a no-payment deferral period grows your balance and raises the payment that follows.

You enter 4 inputs: loan amount, interest rate (%), repayment term (years) and deferral period (months).

It returns monthly payment, balance after deferral, interest accrued during deferral, total interest paid and total of payments.

Built for lenders, credit unions and borrowers. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Loans & Amortization category.

Results it shows

  1. 01Monthly Payment
  2. 02Balance After Deferral
  3. 03Interest Accrued During Deferral
  4. 04Total Interest Paid
  5. 05Total of Payments

The first figure — monthly payment — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Loan Details

Loan Amount
The amount you are borrowing at the start, before any interest accrues.
Interest Rate (%)
The annual interest rate. It applies during both the deferral period and the repayment period.
Repayment Term (years)
How many years you repay the loan over once the deferral period ends.

Deferral

Deferral Period (months)
How many months you make no payments at the start. Interest still accrues and is added to your balance, so repayment starts from a larger amount.

For your website

Embed this calculator on your website

Put the Deferred Payment Loan Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Deferred Payment Loan calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Deferred Payment Loan Calculator calculate?
See how a no-payment deferral period grows your balance and raises the payment that follows. It returns monthly payment, balance after deferral, interest accrued during deferral, total interest paid and total of payments.
Q.02What information do I need to use the Deferred Payment Loan Calculator?
You enter 4 inputs: loan amount, interest rate (%), repayment term (years) and deferral period (months). Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Loan Amount” mean in the Deferred Payment Loan Calculator?
The amount you are borrowing at the start, before any interest accrues.
Q.04What does “Interest Rate (%)” mean in the Deferred Payment Loan Calculator?
The annual interest rate. It applies during both the deferral period and the repayment period.
Q.05Is the Deferred Payment Loan Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website is included on the Free plan (free forever for up to 5 calculators on one domain), as part of the Loans & Amortization category. Compare plans.
Q.06Can I embed the Deferred Payment Loan Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Deferred Payment Loan Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Deferred Payment Loan results financial advice?
No. Estimates only. Assumes interest accrues and capitalizes monthly during the deferral period with no payments made. Deferral and capitalization rules vary by loan — confirm terms with your lender.

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The Deferred Payment Loan Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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