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Personal Finance · Budget & Income

Budget Planner Calculator

See your monthly surplus or deficit, savings rate and annual savings from a simple budget.

  • Free to use here · embed on the Pro plan
  • 5 inputs · 5 results
  • English & Spanish

Try the Budget Planner Calculator

Enter your income and expenses — your budget updates as you type.

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Estimates only — not a loan offer or financial advice.

Put this calculator on your website

What this calculator does

What the Budget Planner calculator works out

The Budget Planner Calculator is a free, embeddable calculator from CalcFunnel. See your monthly surplus or deficit, savings rate and annual savings from a simple budget.

You enter 5 inputs: monthly net income, housing, transportation, food & groceries and everything else.

It returns monthly surplus / deficit, total expenses, savings rate, annual surplus / deficit and housing % of income.

Built for financial coaches and educators. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Personal Finance category.

Results it shows

  1. 01Monthly Surplus / Deficit
  2. 02Total Expenses
  3. 03Savings Rate
  4. 04Annual Surplus / Deficit
  5. 05Housing % of Income

The first figure — monthly surplus / deficit — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Income

Monthly Net Income
Your take-home pay each month.

Monthly Expenses

Housing
Rent or mortgage, utilities and home costs.
Transportation
Car payment, gas, insurance, transit.
Food & Groceries
Groceries and dining out.
Everything Else
Debt payments, subscriptions, entertainment and other spending.

For your website

Embed this calculator on your website

Put the Budget Planner Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

Budget Planner calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the Budget Planner Calculator calculate?
See your monthly surplus or deficit, savings rate and annual savings from a simple budget. It returns monthly surplus / deficit, total expenses, savings rate, annual surplus / deficit and housing % of income.
Q.02What information do I need to use the Budget Planner Calculator?
You enter 5 inputs: monthly net income, housing, transportation, food & groceries and everything else. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Monthly Net Income” mean in the Budget Planner Calculator?
Your take-home pay each month.
Q.04What does “Housing” mean in the Budget Planner Calculator?
Rent or mortgage, utilities and home costs.
Q.05Is the Budget Planner Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Pro plan (from $150/month, with a 14-day free trial), which unlocks the Personal Finance category. Compare plans.
Q.06Can I embed the Budget Planner Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the Budget Planner Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the Budget Planner results financial advice?
No. Estimates only. A budget is a plan — track actual spending to refine it.

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Your website does the math. You get the lead.

The Budget Planner Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • Free plan, no card
  • 14-day trial on Pro & Business
  • Cancel any time