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Retirement · 401(k), IRA & Roth

457(b) Plan Calculator

Project a governmental 457(b) deferred-compensation plan, with the optional special "final 3 years" catch-up.

  • Free to use here · embed on the Business plan
  • 6 inputs · 6 results
  • English & Spanish

Try the 457(b) Plan Calculator

See your 457(b) deferred comp grow — results update as you type.

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Estimates only — not a loan offer or financial advice.

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What this calculator does

What the 457(b) Plan calculator works out

The 457(b) Plan Calculator is a free, embeddable calculator from CalcFunnel. Project a governmental 457(b) deferred-compensation plan, with the optional special "final 3 years" catch-up.

You enter 6 inputs: current balance, annual contribution, special "Final 3 Years" catch-up, annual contribution increase (%), annual return (%) and years to retirement.

It returns balance at retirement, total contributed, investment growth, first-year contribution, years and Year-1 deferral vs 2026 limit.

Built for financial advisors and planners. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category.

Results it shows

  1. 01Balance at Retirement
  2. 02Total Contributed
  3. 03Investment Growth
  4. 04First-Year Contribution
  5. 05Years
  6. 06Year-1 Deferral vs 2026 Limit

The first figure — balance at retirement — is the headline result.

Inputs

The inputs it uses

Each field below comes straight from the calculator, with the same help text visitors see when they hover the info icon.

Deferral & Balance

Current Balance
What is in the account today.
Annual Contribution
How much you defer into the plan each year.
Special "Final 3 Years" Catch-Up
In the 3 years before your plan's normal retirement age, a 457(b) may let you contribute up to twice the annual limit ($49,000 in 2026) to make up for past under-saving. This doubles your contribution in the final 3 years, up to that cap.Options: No · Yes
Annual Contribution Increase (%)
The yearly rate you raise your contribution.

Growth

Annual Return (%)
The average annual investment return, compounded monthly.
Years to Retirement
How many years until you retire.

For your website

Embed this calculator on your website

Put the 457(b) Plan Calculator on your own site with your colors, copy and lead form. Every calculation can arrive in your CRM with the numbers attached.

Works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML — paste one line into an HTML or code block. No plugin needed.

Start free How embedding works

Free plan, no card. 14-day trial on Pro & Business.

  1. Inline on any pagePaste the snippet where the calculator should appear. It fills the width of its container and resizes to fit its content.
  2. Popup buttonA button sits on your page; visitors click it and the calculator opens in a popup.
  3. Floating corner widgetPaste once — or in your site-wide footer code — to show a floating calculator bubble in the corner of every page.
  4. Open from your own link or buttonGive any existing link, button or image a class and it opens the calculator when clicked.
  5. Direct linkA full-page link to the calculator for emails, social posts, QR codes or a menu item.

FAQ

457(b) Plan calculator FAQs

Still stuck? Ask the team — we reply within one business day.

Q.01What does the 457(b) Plan Calculator calculate?
Project a governmental 457(b) deferred-compensation plan, with the optional special "final 3 years" catch-up. It returns balance at retirement, total contributed, investment growth, first-year contribution, years and Year-1 deferral vs 2026 limit.
Q.02What information do I need to use the 457(b) Plan Calculator?
You enter 6 inputs: current balance, annual contribution, special "Final 3 Years" catch-up, annual contribution increase (%), annual return (%) and years to retirement. Every input starts with a sensible default, so you can change only what you know.
Q.03What does “Current Balance” mean in the 457(b) Plan Calculator?
What is in the account today.
Q.04What does “Annual Contribution” mean in the 457(b) Plan Calculator?
How much you defer into the plan each year.
Q.05Is the 457(b) Plan Calculator free to use?
Yes — you can use it on this page for free, without an account. Embedding it on your own website needs the Business plan (from $210/month, with a 14-day free trial), which unlocks the Retirement category. Compare plans.
Q.06Can I embed the 457(b) Plan Calculator on my website?
Yes. Embed it inline, as a popup button, as a floating corner widget, from your own link or button, or share a direct link. It works on WordPress, Wix, Squarespace, Webflow, Shopify, GoHighLevel and plain HTML sites with one line of code — see embedding.
Q.07Is the 457(b) Plan Calculator available in Spanish?
Yes. Labels, tooltips and result names are available in English and Spanish, and visitors can switch language in the calculator.
Q.08Can the calculator capture leads?
Yes. It can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads are saved with the inputs and results attached and can be forwarded to your CRM by webhook.
Q.09Are the 457(b) Plan results financial advice?
No. Estimates only. Assumes constant return. The 2026 457(b) deferral limit is $24,500; the special final-3-years catch-up can raise it to $49,000 (it cannot be combined with the age-50 catch-up in the same year). Limits are flagged, not enforced, and plan type (governmental vs. tax-exempt) and taxes are ignored. Governmental 457(b) withdrawals are not subject to the 10% early-withdrawal penalty. Confirm plan rules with your administrator.

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The 457(b) Plan Calculator is one of 188 calculators you can brand and embed with one line of code.

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  • 14-day trial on Pro & Business
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